Premium package

Premium Digital card already in your smartphone

3 steps to the Premium package:

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Step 1

Choose Order the Card.

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Step 2

Log in and fill in the required information.

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Step 3

Your card is ready for use and available in the Privat24 app.

Premium services:

Personal Banker

Chat with a banker

Premium Support

Concierge Service

Credit limit

Safe deposit box rental

Juniorbank Business School

Online Insurance

Advice on Domestic Government Bonds

Additional benefits

Mastercard
Visa

Flight Delay Pass

Car rental

Priceless Privileges Program

Cashback with no limits

Offers in luxury hotels

The Bicester Collection

Providing free Premium services – transparent, profitable and simple

Providing free Premium services – transparent, profitable and simple

Use your card in shops, retail networks and on the internet, make payments in the amount from UAH 25 000 per month, and the next calendar month the Bank will charge no commission fee for premium services.

We consider your expenses from all of your premium cards: main, additional and those cards opened with empowered persons.

 

  • Payments made in shops and retail networks and on the internet using the card or with Apple Pay/ Google Pay.

 

  • Cash withdrawals;
  • Transfers made between cards;
  • Payments made in gambling and playhouses;
  • Bank fees, official service debits;
  • Payments for utility services and payments made by indicating the banking details (IBAN);
  • Repayment of loans and replenishment of deposits in PrivatBank;
  • Urgent money and SWIFT transfers.

 

  • Merchants with MCC terminals: 6536, 6537, 6538, 6010, 6011, 9311, 7995, 4829,6050, 6051, 6012, 6534, 6533, 6540, 9754, 6532, 6529, 6530, 6211, 7994, 4812, 8111.

Tariffs

Opening and service
Cash operations
Non-cash transactions
Unauthorized Overdraft
Service Condition
Opening of an account for the Premium package (Platinum level card), excluding VAT free of charge
Monthly account settlement service fee for the Premium package (with Platinum card), excluding VAT
  • UAH 200;
  • if there are expenses from 25,000 UAH/month – free of charge
Maximum number of premium cards a client can have within his/her package for his/her name 2 cards
Issuance of an additional card to the account in the Premium package at the client’s initiative in his/her name, including issuance for a new period or if the card is lost (stolen), excluding VAT:
  • additional Platinum card with photo
 free of charge
Issuance of an additional card to the account (in the Premium/Premium PLUS/Premium MAX/Private Banking packages) at the client’s initiative in his/her name, including issuance for a new period or if the card is lost (stolen), excluding VAT:
  • additional Platinum card
 free of charge
Issuance of an additional card (in the Premium/Premium PLUS/Premium MAX packages), at the client's initiative in his/her name, to the account belonging to representatives of enterprises/institutions of any form of ownership that involved in joint projects and/or marketing programs with the Bank or with which the Bank is going to have joint projects, and other Clients the criteria for which are determined by the Bank, excluding VAT free of charge
Servicing electronic payment instruments (EPI) (in terms of changing the EPI limits), excluding VAT free of charge
Adding or removing an electronic payment instrument to/from the stop list, excluding VAT free of charge
Issue of a statement of opening / closing, availability of accounts, confirmation of account balances, etc., excluding VAT UAH 100 (formation in Privat24 – fee free)
Grace period up to 55 days (a grace period is effective under repayment before the 25th of the month following the date of debt occurrence)
Interest rate for using a loan during a grace period (up to 55 days) 0.00001 %
Interest rate for using a loan on the balance of the debt (after the grace period ends) 3.0% per month (36.0% per annum) based on 360 days per year
Mandatory monthly payment amount
  • 7% of the debt, but not less than UAH 100 and not less than the accrued interest for using credit funds for the previous month, monthly;
  • 10% of the debt, but not less than UAH 100 and not less than the accrued interest for using credit funds for the previous month, monthly in case of delay, starting from the second month of delay
Term of monthly payments by 25th day of the month following the reporting month
Commission fee for premium card delivery service incl. VAT.
  • From May 21, 2024 to December 31, 2025 - is not charged;
  • From January 1, 2026 - UAH 80 for domestic services; differentiated tariffs for international services.
Service Condition
own funds credit funds
Fee for cash withdrawal at all Ukrainian banks/ATMs within Ukraine as well as for “Cash in Cash Desk” service, excluding VAT 1% 3%
Fee for cash withdrawal in all foreign banks/ATMs 2% 3%
Fee under the “Payment in Installments” and “Instant Installment” programs free of charge 4%
Limits on the amount of cash withdrawal at PrivatBank (Ukraine) in ATMs - not more than UAH 20 000 within 3 hours at cash desks - no limits in case of preliminary order
Additional fee for withdrawing funds in national currency from a card at the cash desk, and card-not-present withdrawing (by phone number) at the cash desk, excluding VAT 0.2%, min UAH 5 (Digital card – UAH 0)
Withdrawing funds without a card at an ATM using the "Transactions without a card" - "Cash withdrawal" service, excluding VAT UAH 2 (with QR-код – UAH 0)
Urgent withdrawal abroad in case of card loss, without VAT free of charge
Cash transfer to an account at cash desks, self-service terminals and ATMs of PrivatBank (Ukraine), excluding VAT
  • in case of replenishment by the account holder and an authorized person with a power of attorney or an additional card (with and without a card) at the Bank’s cash desk and self-service terminals – free of charge;
  • in case of replenishment by a third party at the Bank's cash desk – 0.5%, but not less than UAH 5
Fee for replenishment of “Money Box” from elite cards except for transfer of funds according to the “Rounding up of Expenses” and “Rounding up of Card Balance at the End of the Day”, excluding VAT 1%
Service Condition
own funds credit funds
Standard fee for payments from the premium cards charged regardless of the type and direction of payment (including payments via Privat24, LiqPay, payments by phone, and express money transfers), excluding VAT Tariff for payment Tariff for payment +3%
For non-cash payment within Ukraine to the legal entity’s account in PrivatBank, excluding VAT Tariff for payment Tariff for payment
Utility bills –
fee free
For non-cash payment within Ukraine to a legal entity's account in another bank, excluding VAT Tariff for payment Tariff for payment +2%
Non-cash payment for goods/services in shops, including Internet, without VAT free of charge
Non-cash transfer of funds to the account, excluding VAT free of charge
Service Rate
Interest rate for unauthorized overdraft in the grace period (up to 55 days) for contracts in national currency 0.00001%
Interest rate for unauthorized overdraft for contracts in national currency (after the grace period ends) 3% per month (36% per annum) based on 360 days a year
Interest rate for unauthorized overdraft in case of overdue obligations under the contract in national currency 6% per month (72% per annum) based on 360 days a year
Interest rate for unauthorized overdraft (debt on a card account for which overdraft is not provided) under foreign currency contracts, % of the amount of unauthorized overdraft 3.1% per month (37.2% per annum) based on 360 days a year

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Package Premium

 

Warning

The Bank is forbidden to demand the client to purchase any goods or services from the Bank or its related or affiliated parties as a prerequisite for providing these services (except for the providing a package of banking services).

The Bank is not entitled to unilaterally amend the agreements concluded with clients, unless otherwise provided by the agreement or the law.

Possible consequences for the client in case of using the banking service or failure to fulfill his/her obligations under the banking services agreement are stipulated in the Terms and Conditions for Banking Services Delivery.

The client can opt out of receiving advertising by contacting the premium support or by clicking on the link in the received e-mail advertising.