Domestic Government Bonds of Ukraine

No, the funds must be transferred to the account of an individual.

In the currency of the securities' denomination.

Yes, you can sell from 1 piece.

In the "All services - Securities - My securities" ("Price on date") section. First, the price for one government bond is indicated, below - for the entire package. You can also see the current quotes on the bank's website: https://privatbank.ua/en/ovdp.

Government bonds with a maturity of up to 1 year are discount bonds. They do not provide for interest income: the bonds are purchased at a price lower than the nominal value, and the income is the difference between the purchase price and the nominal value. The nominal value is paid by the Ministry of Finance of Ukraine upon maturity.

Government bonds with a maturity of 1 year or more are interest-bearing. Interest income on them is paid twice a year in accordance with the terms of issue. You can view the payment schedule for each security in the “Buy” section: click on the security (by ISIN code) and select “More details – Payment schedule”.

Interest income and nominal value are paid in foreign currency.

To the card or account selected when opening a securities account.

Yes. To do this, you need to make changes to the securities account application form. Send a letter to the Securities Service and Custody Department at the following email address: custodian@privatbank.ua. In the letter, please indicate your full name, TIN, and IBAN account number to which you wish to receive payments.

To the Securities Service and Custody Department at the following email address: custodian@privatbank.ua.

Payment to a card or account is made on the same day when funds are received from the Ministry of Finance of Ukraine - usually after 18:00 on the coupon payment or maturity date.

The schedule of payments for government bonds is available in Privat24.

To the email address custodian@privatbank.ua or by phone (089) 720 1464.

Income of individuals from investing in government bonds consists of interest (in the form of coupon payments) and investment profit (the difference between income from the sale and expenses for the purchase of government bonds). This income is not taxable in accordance with Article 165 of the Tax Code.

Taxes and fees are not withheld from such income.

Commission free.

No, commission free.

No.

Submission of documents is a requirement of:

• Clauses 2–4, Part 13, Article 11 of the Law of Ukraine “On Prevention and Counteraction to the Legalization (Laundering) of Proceeds from Crime, Financing of Terrorism and Financing of the Proliferation of Weapons of Mass Destruction”;
• clauses 1 and 3 of appendix 9 to the NBU resolution dated 19.05.2020 No. 65 “On approval of the Regulation on financial monitoring by banks”.

When purchasing government bonds for a significant amount.

The maximum amount, if exceeded, which the bank is obliged to check the origin of the funds, is established by a separate administrative document in accordance with the requirements of legislation in the field of financial monitoring.

• Declaration of property status and income with a note on its receipt (for tax residents of Ukraine) (for the last 3 years).
• Tax declaration of a single tax payer - an individual entrepreneur with a note on its receipt (for the last 3 years).
• Declarations of property, income, expenses and financial obligations; declarations of a person authorized to perform the functions of the state or local government body (for the last reporting year).
• Information from the State Register of Individual Taxpayers on the amounts of income paid and taxes withheld (for the last 3 years).
• Employment certificate stating the average monthly or total income for the last year(s) and/or part-time employment certificate (for the last 3 years).
• Pension certificate confirming the relevant income amounts.
• OK-7 certificate (for the last 3 years).
• Gift agreement or other document confirming receipt of inheritance (within the last 3 years).
• Documents on receiving insurance benefits under an insurance contract, lottery winnings, acquisition of rights to treasure.
• Documents confirming receipt of dividends or royalties.
• Purchase and sale agreement for property owned by the client, along with documents on acquisition of ownership (within the last 3 years). If the agreement was concluded earlier, you must additionally provide confirmation that the funds received have not been spent.
• Documents confirming income from investments in securities (for the last 3 years).
• Documents confirming receipt of funds on deposit (principal and/or interest)*

* Accepted on condition of:

• availability of documents confirming the primary source of origin of the deposit funds;
• receiving cash no later than 30 calendar days before the date of initiation of a profitable financial transaction at the bank.

For more details, see the List of documents confirming the sources of origin of cash funds of individuals.

Premium clients who have activated the "Individual" package. Minimum amount – from UAH 1,000,000 (in equivalent).

This is a service that provides the opportunity:

• to buy government bonds at auctions;
• to buy and sell government bonds on the stock market;
• to enter into REPO agreements with government bonds (bond-backed financing).

You need to contact your premium banker.

Commission free.

• For UAH denominated government bonds – 0.2% of the contract amount, but not less than UAH 2,000 and not more than UAH 50,000 (excluding VAT).
• For foreign currency denominated government bonds – 0.2% of the contract amount, but not less than UAH 5,000 and not more than UAH 50,000 (excluding VAT).
• Transactions for the purchase of military bonds are not subject to tariffs (until the end of martial law).

See more information on tariffs on the bank's website https://privatbank.ua/en/ovdp.

Auctions are held every Tuesday according to the schedule on the website of the Ministry of Finance of Ukraine: https://www.minfin.gov.ua/news/borg/kalendar-auktsioniv.

The results of the auctions are published on the website of the Ministry of Finance of Ukraine: https://mof.gov.ua/uk/ogoloshennja-ta-rezultati-aukcioniv.

For example, a legal entity buys 1,000 UAH denominated government bonds, the maturity period is 3 months. One coupon payment is provided upon redemption. Therefore, the nominal value is UAH 1,000,000 (1000 pcs. x UAH 1000).

You can read the General Agreement on the bank's website in the "Documents" section: https://privatbank.ua/en/ovdp.

1. Payment of the cost of government bonds according to order.
2. Signing documents. Conveniently via the Paperless service (instructions).
3. Crediting government bonds to a securities account.
4. Providing a statement of the securities account status to an electronic address. In paper form, the statement is sent to the mailing address of the legal entity.

Yes, it can. Auctions are held every Tuesday.
You can find the list of government bonds, the auction calendar, rates and results of previous placements on the website of the Ministry of Finance of Ukraine: https://www.mof.gov.ua/uk/borgova-politika.
The minimum amount is from 1,000,000 UAH, 30,000 USD or EUR.

Brokerage commission:

• for UAH denominated government bonds – 0.2% of the contract amount, but not less than UAH 2,000 and not more than UAH 50,000 (excluding VAT);
• for foreign currency denominated government bonds – 0.2% of the contract amount, but not less than UAH 5,000 and not more than UAH 50,000 (excluding VAT);
• Transactions for the purchase of military government bonds are not subject to tariffs.

To apply for participation in the auction or to get advice, send an email to bonds@privatbank.ua. In the email, please indicate the USREOU code, full name of the contact person, phone number, type of bonds and amount.

A securities account statement sent to your email address.

Send a letter with the subject “Get a statement of the balance of securities account” to the Depository Institution of JSC CB PrivatBank at the email address custodian@privatbank.ua. In the letter, indicate the USREOU code, full name of the contact person, and phone number.

No, only in the currency of the nominal value (clause 19-1 of the NBU Resolution No. 18 of 02/24/2022).

Resident legal entities independently determine the overall financial result for transactions on the sale or other alienation of securities of the reporting period and should reflect it in the tax return on income tax for the reporting period in the manner determined by Section III 'Enterprise Income Tax' of the Tax Code of Ukraine.

Yes. Bonds are available for sale in hryvnia. A legal entity can also sell foreign currency government bonds. However, banks are not allowed to purchase them from residents (except for banks, investment firms, individuals and the central counterparty) due to restrictions established in clause 13 of section I of NBU resolution No. 5 dated 05/02/2019.

According to the Law of Ukraine No. 3480-IV "On Capital Markets and Organized Commodity Markets", government bonds are government debt obligations fully guaranteed by the state. Debt restructuring without the consent of investors is not provided for. This ensures the guaranteed fulfillment of obligations by the state in accordance with the terms of the issue.

You can find the list of military bonds on the website of the Ministry of Finance of Ukraine: https://mof.gov.ua/uk/local_bonds_issued_during_the_war_time-572.

Brokerage services are provided without commission. Commission for depository services тарифами.

Payment is made to the current account of the legal entity specified in the securities account service agreement.

The payment terms depend on the terms of the issuance of government bonds:

• coupon income is paid on a schedule set by the issuer (usually semi-annually or annually);
• the repayment amount is received on the date of maturity of the bonds.

All payments are made automatically through the depository system to the account of the legal entity.

If you need to change your account, send a letter to the Depository Institution of JSC CB PrivatBank to the email address custodian@privatbank.ua.