Energy Sources

The program of state financial support for individuals to purchase alternative energy sources

A preliminary decision on lending is approved in 2 minutes.
The service is conveniently managed via Privat24.
No pledge for a 5-year term.
The deal is professionally supported by a personal manager.

Terms of lending for the “Energy Sources” program

Min. loan amount UAH 100,000
Max. loan amount UAH 480,000
Term 12-60 months
First installment starting from 10% of the equipment value
Customer interest rate (incl. compensation) 0% per annum
Rate excl. compensation UIRD 3M +7% per annum
Repayment schedule annuity
Additional payments required for the agreement conclusion)
One time fee 1.5% of the loan amount

Requirements for the equipment lended

Type of the equipment

Hybrid power supply system – photovoltaic modules and/or wind power plants with an installed capacity of 1-10 kW along with hybrid inverters capable of working both autonomously and synchronously with an external network, and energy storage facilities with a capacity of 1 kW∙H per each 1 kW of the installed capacity generating plant.

Equipment not under the lending

The program does not cover the installation of generating plants aimed at the production of electricity out of the solar radiation and/or wind energy at a “green” tariff.

Confirmation of the equipment targeted use

Upon the purchase and installation of the hybrid power supply system, an individual, within 90 calendar days, must provide the bank with the copies of documents confirming the usage of the hybrid power supply system (a copy of the certificate on the works rendered or a similar document).

Notice

How to opt out of advertising materials sent via the remote communication channels?

To opt out of advertising materials, call 3700 or contact the “Help Online” chat.

Can the bank require a customer to purchase the products which are not included in the banking service package?

The bank is prohibited from requiring customers to purchase any products or services from the bank or a related party/affiliate, as a prerequisite for the provision of these services (except for the provision of the banking service package).

Is the bank entitled to amend the agreement?

The bank is not entitled to unilaterally amend the agreements concluded with customers, unless is otherwise stipulated by the agreement or by law.

Can the agreement on the provision of the banking service be terminated early? How to terminate such an agreement?

Pursuant to art. 651 of the Civil Code of Ukraine, the agreement can be unilaterally terminated, by sending the relevant notice to the Borrower. The agreement shall be deemed as terminated on the date stated in the notice. Nevertheless, on the last day of the Agreement validity, the Borrower shall undertake to return the loan amount in full to the lender and completely fulfill other obligations under the agreement. An unilateral withdrawal from the agreement, shall not release the Borrower from the liability for breaching the contractual obligations.

Requirements for the borrower

Income

The size of an average monthly aggregate income of the borrower and the wife (husband) for the last six months, preceding the loan issuance, should not exceed the ten-fold amount of the average monthly salary in Ukraine, calculated based on the official data from the State Statistics Service and/or the Pension Fund of Ukraine.

Additional requirements

Available personal account opened with a supplier of electricity.

Borrower’s age

Not below 21 years of age, and not exceeding 70 years of age (inclusive) on the expiry date of the consumer loan.

Borrower’s real estate

A house with a real estate object, the total area of which is not exceeding 250 square meters (excl. land plots).

Samples of documents

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Information on the essential features of the service

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Passport of the “Energy Sources” product

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Repayment schedule

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Loan agreement

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Surety agreement

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