Energy Sources

The program of state financial support for individuals to purchase alternative energy sources

A preliminary decision on lending is approved in 2 minutes.
The service is conveniently managed via Privat24.
No pledge for a 5-year term.
The deal is professionally supported by a personal manager.

Lending rates for the “Energy Sources” program

Loan amount From UAH 100, 000 to UAH 480, 000
Term 12-60 months
First installment from 0%
Government compensation Partial % compensation up to:
0% during the first year of lending;
5% during the second year;
7% during the third year;
no compensation from the 4th year,
and/or
G package – 20% of principal compensation.
GB package – 25% of principal compensation.
SGB package – 30% of principal compensation
Rate excl. compensation UIRD 3M +7% per annum
Repayment schedule Annuity
Additional payments ( required for the agreement conclusion)
One time fee1.5% of the loan amount

Notice

How to opt out of advertising materials sent via the remote communication channels?

To opt out of advertising materials, call 3700 or contact the “Help Online” chat.

Can the bank require a customer to purchase the products which are not included in the banking service package?

The bank is prohibited from requiring customers to purchase any products or services from the bank or a related party/affiliate, as a prerequisite for the provision of these services (except for the provision of the banking service package).

Is the bank entitled to amend the agreement?

The bank is not entitled to unilaterally amend the agreements concluded with customers, unless is otherwise stipulated by the agreement or by law.

Can the agreement on the provision of the banking service be terminated early? How to terminate such an agreement?

Pursuant to art. 651 of the Civil Code of Ukraine, the agreement can be unilaterally terminated, by sending the relevant notice to the Borrower. The agreement shall be deemed as terminated on the date stated in the notice. Nevertheless, on the last day of the Agreement validity, the Borrower shall undertake to return the loan amount in full to the lender and completely fulfill other obligations under the agreement. An unilateral withdrawal from the agreement, shall not release the Borrower from the liability for breaching the contractual obligations.

Government Support for “Energy Sources” Loans

Solar/Wind Power Plants (SPP/WPP) (photovoltaic modules, wind power plants, hybrid inverters, energy storage systems), generators (SGB package)

Partial % compensation up to:
0% during the first year of lending;
5% during the second year;
7% during the third year;
no compensation from the 4th year.

and/or 30% of principal compensation for SPP/WPP (SGB package).

Energy storage systems with inverter equipment (GB package)

Partial % compensation up to:
0% during the first year of lending;
5% during the second year;
7% during the third year;
no compensation from the 4th year.

and/or 25% of principal compensation for energy storage systems and generators

Diesel, gasoline, gas and dual-fuel generators (package G)

Partial % compensation up to:
0% during the first year of lending;
5% during the second year;
7% during the third year;
no compensation from the 4th year

and/or .20% of principal compensation for generators (G package)

Requirements to the borrower
Requirements for the equipment
Income

Income level

The average total monthly cash income of the borrower and his/her spouse during the six months preceding the loan does not exceed ten times the average monthly wage in Ukraine, calculated on the basis of the official data from the State Statistics Service and/or the Pension Fund of Ukraine.
Additional requirements

Additional requirements

To have a personal account with the electricity supplier.
Borrower’s age

Borrower’s age

Aged 21 +, age of the borrower upon completion of the consumer loan term must not exceed 70 years (inclusive).
Borrower’s real estate

The borrower's real estate

A household including property whose total area does not exceed 300 square meters (excluding land plots).

Samples of documents

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Information on the essential features of the service

Download

Passport of the “Energy Sources” product

Download

Repayment schedule

Download

Loan agreement

Download

Surety agreement

Download
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Frequently Asked Questions

Can the rated power of a separate system component exceed 10 kW if other components have the power up to 10 kW (e.g., a 9 kW inverter, 12 kW panels and a 10 kW cell)?

No. The rated power of each system component should not exceed 10 kW.

What are the cases when a customer can lose the interest compensation from the Business Development Fund under the “Energy Sources” program?

A customer loses the right to compensation in the following cases:

  • delay in debt repayment under the contract exceeds 30 days;
  • commissioning of equipment is unconfirmed within 180 days;
  • intended use of equipment is not confirmed every 6 months.

Can the “green” tariff be connected after issuing a loan under the “Energy Sources” program?

No. Connection of the “green” tariff is a ground for loss of the right to compensation.

Is it obligatory for the borrower to be registered at the address of the real estate where the installation of a hybrid power supply system is planned?

No. It is not an obligatory condition.