Financial leasing

Buy agricultural and special equipment on favorable terms.

Rate – from 0.01% per annum in UAH
No currency risks
Minimal package of documents
Decision-making – from 3 days

Lending rates

Loan tenor Up to 5 years
Financing rate under the program terms of “Affordable Financial Leasing 5-7-9%”

Agricultural producers:
For customers with annual turnover up to UAH EUR 10 mln (in the equivalent): 5% per annum.
For customers with annual turnover over EUR 10 mln (in the equivalent): 7% per annum.

Those which are not agricultural producers:
11% per annum.
Financing rate under standard terms

For customers with turnover up to UAH 30 mln: UIRD 3M + 6%.

For customers with turnover UAH 30-300 mln: UIRD 3M + 5%.

For customers with turnover over UAH 300 mln: UIRD 3M + 3%.

The current value of UIRD 3M can be found in the Ukrainian rate index for deposits of individuals.
Financing rate under partnership programs From 0.01% per annum
Down-payment From 0%* of the price of object of purchase
Payment schedule Monthly in equal installments or adapted (taking into account business seasonality)
Financing amount From UAH 500 K to EUR 15 mln (in the equivalent)
Monthly fee From 0.04 to 0.28% depending on the type of leasing object
One-off fee under the state program “Affordable Financial Leasing 5-7-9%” From 0.5% of the amount of the leasing agreement
One-off fee under standard terms

* If a customer has the limit calculated by the bank.

If the property (object of financing) is subject to mandatory state registration, the costs of registration actions (depending on the property type) are added to its price:
• in the bodies of the State Production and Consumer Service – UAH 5800 per unit;
• in service centers of the Ministry of Internal Affairs – UAH 1500 per unit.

In the case of financing under the program "Affordable Loans 5-7-9%", such loans are provided taking into account the environmental and social standards of the World Bank. For other borrowers (if the amount exceeds UAH 20 million) - at the discretion of the bank in accordance with the internal policy of environmental and social risk management.

Rates

PrivatBank is a participant in the "Affordable Financial Leasing 5-7-9%" state program

PrivatBank is a participant in the "Affordable Financial Leasing 5-7-9%" state program
Take advantage of the opportunity to get interest compensation under the "Affordable Financial Leasing 5-7-9%" state program.

Frequently Asked Questions

My company has no PrivatBank account. Can I use the leasing service?

No. You need to open a PrivatBank account. You can do it online on the website.

Can the loan be repaid prematurely?

Yes, the premature repayment is made without any extra fees.

Does the enterprise need to provide collateral?

No.

How will the warranty service be provided for agricultural machinery purchased on lease?

The warranty and maintenance services are provided by the supplier.