Online loan for business

A loan in just a few clicks without visiting a branch.
Check your offer in the new web version of "Privat24 for business".

More details

Advantages

The loan amount has already been calculated
Unsecured loan
Applying for a loan online in the new web version of "Privat24 for business"
Minimal list of documents for loan application
UIRD rate 3m + 11% per annum
Early full or partial repayment without commission fee

Financing terms

Loan purpose Carrying out business activities
Rate UIRD 3m + 11% p.a
Amount From UAH 100,000 to UAH 1 million
Loan term 24 months
Collateral Without collateral, 50% of the loan amount is secured by a guarantee from the state
Guarantee
  • PE* – third party guarantee**.
  • Legal entity – owner guarantee**
One-time fee 1%
Loan repayment schedule Monthly equal installments with the possibility of full or partial early repayment free of charge
Receiving funds To the current account

* If the PE - borrower is married, it is necessary to sign the consent of the second spouse
to conclude a loan agreement

** If the guarantor is married, it is necessary to sign the consent of the other spouse to conclude
a suretyship agreement

Calculator

Preferred amount

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One-time fee

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Interest calculation is for reference only

FAQ

Who can apply for an online loan for business?

Legal entities (LLC/PE with a simple ownership structure, where the sole founder is a private individual (100% ownership)) and PE with a period of activity of at least 24 months, an acceptable financial condition and an average monthly turnover on a bank current account of more than UAH 100,000 for the last 3 months.

What documents must be submitted for consideration of a loan application?

Submit the following documents using "Privat24 for business":

  • loan application;
  • current financial statements;
  • certificate regarding budget settlements status.

What loan amount can I expect?

The amount is calculated individually based on an assessment of a company's financial condition. The maximum amount of financing under one loan agreement is UAH 1,000,000.

How many loan agreements can a customer have?

One customer can have no more than 3 loans under the "Online loan for business" program at the same time.

What is the UIRD?

UIRD - Ukrainian Index of Retail Deposit Rates This is an indicative rate calculated every banking day in the Thomson Reuters system using a methodology developed together with the National Bank of Ukraine based on the nominal market rates of individual deposits for a period of 3, 6, 9 or 12 months in the relevant currency. Data on the size of the UIRD are available on the official website of the National Bank of Ukraine.

How to apply for an online loan for business?

Step 1. Apply for an online loan in "Privat24 for business" (web version).

Step 2. Obtain a guarantor's consent in “Privat24 for private individuals” (mobile app).

Step 3. Order a certificate regarding budget settlements status in “Privat24 for business” (web version).

Step 4. Sign a loan agreement and a supplementary agreement in "Privat24 for business" (web version).

Step 5. Sign an owner's decision (for legal entities), a surety agreement and a consent of the second spouse in “Privat24 for private individuals” (mobile application).

Step 6. Receive funds to a current account.

What payments can be made using credit funds?

You can use loan funds for any purposes related to your current business activity, the lending of which is not prohibited by the current legislation of Ukraine. For example, to pay for goods and services, pay salaries, make tax payments.

It is prohibited to use credit funds to repay loans, loan interest or other debt under loan agreements, as well as to repay debt under loan agreements in other banks, pay dividends, provide/refund financial/material assistance, transfer credit funds to own accounts in other banks, transfer funds to deposit accounts.