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Get individual financing terms for agribusiness

Lending programs for agribusiness

Agriseason

Financing the needs of the agricultural cycle under an adapted repayment schedule for agribusiness, with an opportunity to participate in state programs.

Loan amount
From UAH 100,000
Loan term
Up to 36 months
Fee
0.5–1.5% depending on the pledge
Collateral
Agricultural machinery, vehicles and/or real estate
Loan amount
From UAH 100,000
Loan term
Up to 36 months
Fee
0.5–1.5% depending on the pledge
Collateral
Agricultural machinery, vehicles and/or real estate

Loan for purchase of fixed assets

Get financing for commercial vehicles, passenger cars, agricultural machinery, /special machinery and equipment at down-payment of 0%

Interest rate
From 0.01%
Loan term
Up to 5 years
Fee
From 0.5% of the loan amount (0% under partnership programs)
Collateral
Machinery purchased
Interest rate
From 0.01%
Loan term
Up to 5 years
Fee
From 0.5% of the loan amount (0% under partnership programs)
Collateral
Machinery purchased

Leasing

Get agricultural machinery and special machinery on lucrative terms at down-payment of 0%.

Loan tenor
Up to 5 years
Interest rate
0.01% and more (under partnership programs)
Fee
From 0.5% of the leasing agreement amount (0% under partnership programs)
Collateral
No collateral
Loan tenor
Up to 5 years
Interest rate
0.01% and more (under partnership programs)
Fee
From 0.5% of the leasing agreement amount (0% under partnership programs)
Collateral
No collateral

PrivatBank is a participant of the “Affordable loans 5-7-9%” state program

PrivatBank is a participant of the “Affordable loans 5-7-9%” state program

You can receive interest compensation under the “Affordable loans 5-7-9%” state program

More details

FAQs

What are the criteria for a customer land bank?

The agricultural customer land bank in cultivation should be 20 hectares or more for legal entities and 5 hectares or more for individual entrepreneurs.

What is the loan term and repayment schedule?

For legal entities - up to 36 months, for individual entrepreneurs - up to 18 months. Repayment schedule is adapted taking into account seasonality, namely 20%, 30%, 50% of the loan are paid during the last three months.

What are the criteria for collateral objects?

The collateral object can be agricultural (self-propelled, trailed, hinged) machinery,passenger and/or commercial vehicles and/or commercial and/or residential real estate.

What are the criteria for the notary certificate on collateral for the “Agriseason” product?

The notary certificate is not required if the collateral objects are: agricultural (self-propelled, trailed, hinged) machinery and/or vehicles (passenger and/or commercial). The certificate is required if the collateral objects are: residential/commercial real estate.

Are there any criteria for the insurance of collateral?

Yes, the insurance is compulsory and should be registered in the insurance companies accredited by the bank.

What should be the main types of activity conducted by an agricultural enterprise?

Financing is available for agricultural customers conducting the following economic activity types:

  • 01.1 Cultivation of annual and biennial crops;
  • 01.2 Cultivation of perennial crops;
  • 01.3 Reproduction of plants;
  • 01.4 Farming;
  • 01.5 Mixed agriculture;
  • 01.6 Agricultural auxiliary activities, post-harvest activities.