“Key to Account” card

For daily payments of companies and private entrepreneurs.

Card payments and cash withdrawals of personal and credit funds on the company account.
Currency is converted at the bank exchange rate when paying abroad.
Online payments are protected by the 3-D Secure technology.

What is the “Key to Account” card used for

What is the “Key to Account” card used for
  • Main company expenses (purchase of goods, payments to suppliers).
  • Representation expenses (official receptions, cultural programs).
  • Travel expenses in Ukraine and abroad (booking of hotel rooms, ticket purchases, car rental, etc).
  • Administrative expenses (stationery, office equipment, furniture, gasoline, etc).

Card types

Digital classic card

Virtual card is issued for free at the time of account opening or, if you wish, in Privat24 for Business mobile app.

Open the card
New terms

Digital Platinum card

A premium business card which opens access to extra services: Concierge service, insurance program, free admission to business lounges, solutions for cost and control and management , discounts and offers for business process management, Visa marketing services.

Open the card All offers

Digital card Business GO

A free business card - joint program of PrivatBank, Visa and WOG. With this card you will get extra discounts to the PRIDE loyalty program for every liter of fuel at the WOG gas station network.

Open the card Learn more

Instant-issued plastic card

Plastic business cards are provided for free at any bank branch and are assigned to a company account via Privat24 for Business app.

The list of branches
The list of branches

World card

A paid business card with enhanced security. The card is distinguished by its design and has a cardholder photo on the backside. The service package includes offers from payment systems and the bank partners (some offers are temporarily suspended during the wartime but afterwards they will be available again)

Order the card
New terms

Platinum Business card

A premium plastic business card which opens access to extra services: Concierge service, insurance program, free admission to business lounges, solutions for cost control and management , discounts and offers for business process management, Visa marketing services.

Order the card All offers

Rates

Card issuance
Card Servicing
Payments and money transfers
Rate

For whom		 Business Standard Package

(entrepreneurs)		 Business Comfort Package

(legal entities)		 Business Pro Package

(large business)
Currency UAH
Digital card issuanceseparately is not charged
Instant-issued card Opening separately is not charged
Issuance of World* card with a photo UAH 150 UAH 100 UAH 50
Platinum card issuance separately is not charged separately is not charged separately is not charged
Platinum card - monthly servicing UAH 50/month UAH 50/month separately is not charged
Card delivery service fee - when the card is re-issued across Ukraine**. is not charged
Card delivery service fee - when opening a new account across Ukraine***. is not charged
Fee for the card international delivery service when the card is reissued **. is not charged
Fee for the card international delivery service when opening a new account ***. is not charged
* If paid from the company account or the account of a private entrepreneur in Privat24 for Business.
All fees are indicated excluding VAT, the fees are charged in hryvnia equivalent at the NBU exchange rate on the debit date.
**In total, 6 cards of all types are available throughout the actual year (including order for re-issuance and/or new account opening).
***In total, 6 cards of all types are available throughout the actual year (including new account opening and/or card re-issuance).

Document templates

img-mobile

Template of the application for joining the terms and conditions for an individual entrepreneur.

Download

Template of the application for joining the terms and conditions for a legal entity.

Download

Template of the application for joining the terms and conditions for individuals providing independent professional activities.

Download
img desctop

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Frequently asked questions

Who can issue and receive the card?

The “Key to Account” card is issued only to persons with the first right of the financial signature – or the account holders.

Legal entities

Only to the CEO with the first right to sign. The card is neither issued to nor received by other persons.

Private entrepreneurs

To the entrepreneur him/herself and/or to the person with the notarized power of attorney for account disposal.

What operations with the “Key to Account” card are available in Privat24 for Business?

In Privat24 for Business are available the following operations with Business cards: order/activation of new cards, checking card balance, creating statements, making payments, locking/unlocking of cards, changing card limits, etc.

How to check the balance on the “Key to Account” business card?

You can easily check the card balance in any of the following ways:

  • send SMS* to 10060. The SMS text: XXXX where “XXXX” are the last 4 digits of your card number;
  • at an ATM or a self-service terminal;
  • in Privat24;
  • call 3700.

* The SMS cost is charged pursuant to the rates of your mobile operator.

What is the difference between the instant-issued “Key to Account” business card and the “Key to Account” card with a photo?

The card with a photo is issued with the photo and name of the cardholder. The cardholders of such cards take part in programs offered by payment systems.

How to receive and activate the “Key to Account” business card?

The “Key to Account” card is issued for free at the time of account opening. and, additionally, you can receive other cards. Just contact the bank or make the request in Privat24 for Business.

Can a trustee of a private entrepreneur (individual entrepreneur) use the “Key to Account” card and what documents are required?

Yes, he/she can. And the required document is the notarized power of attorney for a current account disposal.

What are the transaction limits for the “Key to Account” card?

The limit for cash withdrawal is set to the card for security purposes. It is the maximum amount which can be withdrawn from the card.

The limits which can be changed by making the request in Privat24 for Business:

  • cash withdrawal at a cash desk within one day;
  • payment on the internet within one month.

The limits which cannot be changed:

  • cash withdrawal at an ATM – UAH 60 thousand per 24 hours, and not more than UAH 20 thousand per 3 hours.

Pursuant to the requirements defined by the NBU Resolution No. 18 as of February 24, 2022, which are applied directly for business customers (regardless of number of accounts electronic payment methods).

Can I pay with the card on the Internet?

Yes, you can pay with the “Key to Account” card on the internet. For this you should open the card for internet transactions in Privat24.

Can I pay with the “Key to Account” card in stores?

Yes, you can. Cashless payments for products and services in retail stores are available worldwide without extra fees.

Does the PayPass (contactless payment technology) work when paying with the “Key to Account” card?

Yes it does.

How to lock or unlock the “Key to Account” card?

You can lock or unlock the “Key to Account” card in one of the following ways:

  • via Privat24 in “My Accounts” menu → “Lock/Unlock cards”;
  • use “SMS Banking” mobile app or send the SMS command;
  • call 3700 (free from mobile);
  • at a PrivatBank ATM, in the “Card Operations” menu → “Additional Services” → “Lock/Unlock the card”;
  • at any PrivatBank branch.

Can the “Key to Account” card be used to withdraw interest on a deposit?

No, it cannot.

Can I get the information about the deposit status via the “Key to Account” card?

No, you cannot.