Accounting solutions for banking operations: servicing individual entrepreneurs and legal entities

Currency	Purchase	Sale
EUR UAH	46.35	47.35
USD UAH	40.9	41.6
PLN UAH	10.5	10.9999

Currency	Purchase	Sale
EUR UAH	46.55	47.3934
USD UAH	41	41.6667
PLN UAH	10.88	11.1111

Currency	For UAH
EUR UAH	47.0043
USD UAH	41.3825
PLN UAH	10.999

Metals	Weight, g	UAH/1 g
XAU Gold	1	5 815.00
XAU Gold	100	4 750.00

Currency	Purchase	Sale
PLN UAH	10.88	11.1111
GBP UAH	54.26	55.5556

How to register a business activity

Contact the “Administrative Service Center” in your city.
Register your business online in the Diia service:

For individuals (sole entrepreneurs) For legal entities

The sole entrepreneur registration entry will be available in the Unified State Register within two business days, and the legal entity registration entry – within three business days.

Opening an account

Servicing business customers starts with opening a current account.

For sole entrepreneurs: if an entrepreneur is serviced in PrivatBank as an individual, he/she can open an account online without visiting a branch.
For companies: an account is opened at a bank branch or through the available simplified procedure in an online mode.

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Account access services for banking operations

When entrepreneurs or legal entities are serviced, they need to access current accounts to be able to perform business-related operations (e.g. creating payments, payrolls, making tax reports, other reports, etc).

For sole entrepreneurs

For companies

“Authority Matrix” service

Allows access to an entrepreneur’s account in “Privat24 for Business” internet bank (without having the right to sign).

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Notarized power of attorney

Grants the right to access the accounts of entrepreneurs which allows an entrusted person to sign and conduct financial transactions on accounts of sole entrepreneurs.

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Bank power of attorney

Can be issued at a bank branch when applying for the account opening or remotely in “Privat24 for Business” when applying for the data update.

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Controlling groups of sole entrepreneurs

For accountants servicing several sole entrepreneurs, we have created the features for working with sole entrepreneur groups.

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“Authority Matrix service”

Allows to access company accounts without the notarized power of attorney.

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Notarized power of attorney

Grants the right to access the accounts of entrepreneurs which allows signing and conducting financial transactions on accounts of sole entrepreneurs.

More details

Internet bank“Privat24 for Business”

All financial transactions - accounts and payments - are available 24/7 in “Privat24 for Business”.

To sign in, click “Log in via Privat24” with your username and password for Privat24 for individuals or scan a QR with the “Privat24” or “Privat24 for Business” app.

Go to Privat24 for Business

Preparing and making payments from an accountant’s account

Mass payments

Tax payment

Payment templates

View balance

Payment log

Using SmartID signature

Statements and invoices

Preparing and making payments from an accountant’s account Mass payments

If you need to create several payments for one company and send them to various payees, you can upload the payment register file to “Privat24 for Business” and send the payments out.

The payments are made only to accounts/cards opened with PrivatBank.

Log in to the “Privat24 for Business” internet bank, select the needed items from the list of available companies (groups of sole entrepreneurs) and click “Import payments”.

Select one of the formats in which you want to upload the file and select the file on your computer.

When the file is uploaded, you will see the list of all payments. Click “Save without Confirmation”.

When saved, the payments will be available in the menu - “Payments in hryvnia” (“Saved” tab).

To sign, check boxes next to the payments you need and click “Sign”. Payments should be signed with the SmartID electronic key.

Get the electronic key in the “Privat24 for Business” using the menu: “Settings – QES keys”.

The right to sign is granted to the entrusted person who has the relevant either notarized or bank power of attorney.

Preparing and making payments from an accountant’s account Mass payments

If you need to create several payments for one company and send them to various payees, you can upload the payment register file to “Privat24 for Business” and send the payments out.

The payments are made only to accounts/cards opened with PrivatBank.

Log in to the “Privat24 for Business” internet bank, select the needed items from the list of available companies (groups of sole entrepreneurs) and click “Import payments”.
Select one of the formats in which you want to upload the file and select the file on your computer.
When the file is uploaded, you will see the list of all payments. Click “Save without Confirmation”.
When saved, the payments will be available in the menu - “Payments in hryvnia” (“Saved” tab).
To sign, check boxes next to the payments you need and click “Sign”. Payments should be signed with the SmartID electronic key.
Get the electronic key in the “Privat24 for Business” using the menu: “Settings – QES keys”.

The right to sign is granted to the entrusted person who has the relevant either notarized or bank power of attorney.

Preparing and making payments from an accountant’s account Tax payment

”Taxes” is a service for companies and entrepreneurs that allows you to obtain information about taxes, the presence of debt or overpayment, and all the data for each tax. You can create a verification request in the Internet Bank or “Privat24 for Business” mobile application. Instruction

In the “Privat24 for Business” Internet Bank, select a company, click “Create”, and then ‘Tax Payment’.

Enter the amount and select the “Payment type code". You can also use the "Apply last payment details" button.<br /> For your convenience, we display the available balance next to the selected account.<br /> Also, you can leave a comment and a notification of the need to sign the payment to the subscriber.

Enter the amount and select the “Payment type code". You can also use the "Apply last payment details" button.
For your convenience, we display the available balance next to the selected account.
Also, you can leave a comment and a notification of the need to sign the payment to the subscriber.

Sign the payment by clicking the "Sign SmartID" button. At this stage, you can simply save the payment to make it immediately when needed. To do this, click "Save without sending". The payment you created can be found on the “Saved” tab in the “Payments in UAH” menu.

Preparing and making payments from an accountant’s account Tax payment

”Taxes” is a service for companies and entrepreneurs that allows you to obtain information about taxes, the presence of debt or overpayment, and all the data for each tax. You can create a verification request in the Internet Bank or “Privat24 for Business” mobile application. Instruction

In the “Privat24 for Business” Internet Bank, select a company, click “Create”, and then ‘Tax Payment’.
Enter the amount and select the “Payment type code". You can also use the "Apply last payment details" button.
For your convenience, we display the available balance next to the selected account.
Also, you can leave a comment and a notification of the need to sign the payment to the subscriber.
Sign the payment by clicking the "Sign SmartID" button. At this stage, you can simply save the payment to make it immediately when needed. To do this, click "Save without sending". The payment you created can be found on the “Saved” tab in the “Payments in UAH” menu.

Preparing and making payments from an accountant’s account Payment templates

With payment templates you can make payments quickly and conveniently. When paying using a template, you do not need to enter payment details each time. You can perform the following actions with payment templates: create, pay, edit, delete.

In "Privat24 for Business" Internet Bank please use the menu "Payments in UAH - Create - Payment by template".

Using the “Add template” button, select the required payment type (UAH/tax) or create a template by purpose/counterparty.

Fill in the details and save the template. If you check the "Add to Favorites" box, the payment will be saved in the "Templates" menu on the "Payments" tab.

Created payment templates will be available in the “Templates – Payments – All” menu.

Preparing and making payments from an accountant’s account Payment templates

With payment templates you can make payments quickly and conveniently. When paying using a template, you do not need to enter payment details each time. You can perform the following actions with payment templates: create, pay, edit, delete.

In "Privat24 for Business" Internet Bank please use the menu "Payments in UAH - Create - Payment by template".
Using the “Add template” button, select the required payment type (UAH/tax) or create a template by purpose/counterparty.
Fill in the details and save the template. If you check the "Add to Favorites" box, the payment will be saved in the "Templates" menu on the "Payments" tab.
Created payment templates will be available in the “Templates – Payments – All” menu.

Preparing and making payments from an accountant’s account View balance

On the main page of "Privat24 for Business" you can view the total balance in domestic currency for all company accounts and balances on accounts in foreign currency.

You can also view balances in the “Accounts and statements” menu.

When switching to an account, the following is displayed:

• available balance;
• own funds;
• credit limit.

Preparing and making payments from an accountant’s account View balance

On the main page of "Privat24 for Business" you can view the total balance in domestic currency for all company accounts and balances on accounts in foreign currency.
You can also view balances in the “Accounts and statements” menu.
When switching to an account, the following is displayed:
• available balance;
• own funds;
• credit limit.

Preparing and making payments from an accountant’s account Payment log

You can view payment information on the main page of the "Privat24 for Business" Internet Bank, and in the "Payments in UAH" menu. You can filter payments using the "All", "Incoming", and "Paid" tabs.

In the "Operations for" filter, you can select the required period.<br /> You can also view all payments in the "Invoices and statements" menu. <br /> You can copy, repeat or print all payments made for the previous period. You can also create a template based on them.

In the "Operations for" filter, you can select the required period.
You can also view all payments in the "Invoices and statements" menu.
You can copy, repeat or print all payments made for the previous period. You can also create a template based on them.

Preparing and making payments from an accountant’s account Payment log

You can view payment information on the main page of the "Privat24 for Business" Internet Bank, and in the "Payments in UAH" menu. You can filter payments using the "All", "Incoming", and "Paid" tabs.
In the "Operations for" filter, you can select the required period.
You can also view all payments in the "Invoices and statements" menu.
You can copy, repeat or print all payments made for the previous period. You can also create a template based on them.

Preparing and making payments from an accountant’s account Using SmartID signature

In the "Privat24 for Business" Internet Bank you can generate an electronic signature using the "Settings - QES Keys" menu.

In the "QES Keys" menu, on the "Without mobile application" tab, select "SmartID Cloud QES".

To create a key, enter a password and click "Generate Key".

Key generation confirmation will be sent to the Privat24 mobile application for individuals. If you select "Other method", you can confirm the creation of the key via a phone call or a password from an SMS message.

The accountant must have a notary/bank power of attorney to sign payments and statements.

Preparing and making payments from an accountant’s account Using SmartID signature

In the "Privat24 for Business" Internet Bank you can generate an electronic signature using the "Settings - QES Keys" menu.
In the "QES Keys" menu, on the "Without mobile application" tab, select "SmartID Cloud QES".
To create a key, enter a password and click "Generate Key".
Key generation confirmation will be sent to the Privat24 mobile application for individuals. If you select "Other method", you can confirm the creation of the key via a phone call or a password from an SMS message.

The accountant must have a notary/bank power of attorney to sign payments and statements.

Preparing and making payments from an accountant’s account Statements and invoices

The authorized person can view the accounts and statements of companies and entrepreneurs who have authorized him/her to view statements.

In the "Privat24 for Business" Internet Bank, in the "Accounts and Statements" menu, go to the "Accounts" tab and you will view accounts with an available balance. To view accounts with a zero balance, click on "Show accounts with a zero balance".
If you click on the entrepreneur's account number, a statement for this account opens.

In the "Current" tab, click on the current account number to open a statement for this account.<br /> To open a statement for multiple accounts at the same time, you must <b>select and check all the required accounts.</b>

In the "Current" tab, click on the current account number to open a statement for this account.
To open a statement for multiple accounts at the same time, you must select and check all the required accounts.

Use the "Export" button to view or download statements to a file. Select one of the formats in which it is convenient to download the statement: <b>.xls</b>, <b>.pdf</b> or <b>.dbf</b>.

Use the "Export" button to view or download statements to a file. Select one of the formats in which it is convenient to download the statement: .xls, .pdf or .dbf.

In the <b>"Turnover" tab</b> , you can view the movement of funds by debit and credit for all accounts (in domestic and foreign currency) for the selected period.

In the "Turnover" tab , you can view the movement of funds by debit and credit for all accounts (in domestic and foreign currency) for the selected period.

In the “Summary Statement” tab, you can view the debit and credit turnover for all accounts for the period in the form of a graph indicating the expense categories.

Tariffs for servicing business clients - follow the link, to view your tariff plan, go to "Privat24 for Business". Link Access

All current instructions on how to work in the "Privat24 for Business" Internet Bank you can find in the "Training" menu.

Preparing and making payments from an accountant’s account Statements and invoices

The authorized person can view the accounts and statements of companies and entrepreneurs who have authorized him/her to view statements.

In the "Privat24 for Business" Internet Bank, in the "Accounts and Statements" menu, go to the "Accounts" tab and you will view accounts with an available balance. To view accounts with a zero balance, click on "Show accounts with a zero balance".
If you click on the entrepreneur's account number, a statement for this account opens.
In the "Current" tab, click on the current account number to open a statement for this account.
To open a statement for multiple accounts at the same time, you must select and check all the required accounts.
Use the "Export" button to view or download statements to a file. Select one of the formats in which it is convenient to download the statement: .xls, .pdf or .dbf.
In the "Turnover" tab , you can view the movement of funds by debit and credit for all accounts (in domestic and foreign currency) for the selected period.
In the “Summary Statement” tab, you can view the debit and credit turnover for all accounts for the period in the form of a graph indicating the expense categories.

Tariffs for servicing business clients - follow the link, to view your tariff plan, go to "Privat24 for Business". Link Access

All current instructions on how to work in the "Privat24 for Business" Internet Bank you can find in the "Training" menu.

Accounting and reporting services

Electronic Reporting

Create and submit reports to a tax office in a few clicks.

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Electronic Document Management

A free service for creation and exchange of any electronic documents with counterparties

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Integration (Autoclient)

The service of sending payments to the bank automatically, obtaining statements, issuing invoices, uploading reports, payrolls, etc.

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Reporting Calendar

The “Reporting Calendar” service is for informing users in advance about a report submission to a tax office or a statistics service.

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Income and Expense Book

A service of automatic filling in of an income and expense book from your account statements.

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Forex transactions

Session time

Forex supervision

Simplified forex supervision

In PrivatBank, currency purchase-sale transactions are made at a commercial or interbank exchange rate without fees. The bank does not charge any additional or hidden fees.

Legal entities and sole entrepreneurs can apply for forex transactions on any business day during the trading session time.

Session time:

Currency purchase and conversion – 10:00 AM - 1:00 PM.
Currency sale – 10:00 AM - 2:00 PM.

Instruction

For sole entrepreneurs, the trading session of currency sale is extended.

Session time: 2:30 PM – 10:00 AM.

Technical breaks:

2:00 PM – 2:30 PM
11:50 PM – 12:05 AM

If the amount of revenues does not exceed UAH 400,000 (in the equivalent), then no need to provide the supporting documents.

The simplified scheme for crediting payments in foreign currency is available for freelancers working under the public offer contracts, in such companies as Google, Apple, freelance exchanges, Upwork, etc.

To receive funds to foreign currency account, it will be sufficient to submit a letter about the offer-contract to the bank once at the time of first currency receipt. All subsequent payments will be credited automatically. The templates of an invoice and the letter about offer contract are available in the “Privat24 for Business” “Currency operations” section.

The documents are not required for the financial transactions of small amounts but the bank has the right to request any additional documents to analyze financial activities of a customer and decide whether the financial transaction can or cannot be made.

At branches	Purchase	Sale
EUR/USD	1.126	1.144
For cards	Purchase	Sale
EUR/USD	1.126	1.144

Accountant Page

How to register a business activity

Opening an account

Account access services for banking operations

Internet bank“Privat24 for Business”

Preparing and making payments from an accountant’s account

Preparing and making payments from an accountant’s account Mass payments

Preparing and making payments from an accountant’s account Mass payments

Preparing and making payments from an accountant’s account Tax payment

Preparing and making payments from an accountant’s account Tax payment

Preparing and making payments from an accountant’s account Payment templates

Preparing and making payments from an accountant’s account Payment templates

Preparing and making payments from an accountant’s account View balance

Preparing and making payments from an accountant’s account View balance

Preparing and making payments from an accountant’s account Payment log

Preparing and making payments from an accountant’s account Payment log

Preparing and making payments from an accountant’s account Using SmartID signature

Preparing and making payments from an accountant’s account Using SmartID signature

Preparing and making payments from an accountant’s account Statements and invoices

Preparing and making payments from an accountant’s account Statements and invoices

Accounting and reporting services

Forex transactions