Škoda on loan

Preliminary decision-making on lending takes 2 minutes.
Convenient service management via Privat24.
Minimum documents for PrivatBank clients.
No hidden fees.

Terms of lending for Škoda

Grace period
Fixed rate
Lending on a "Škoda Plus"
Lending for "Škoda GoFinance"
Advance payment 60 months
grace period - 2 years grace period - 3 years
20% *0,99% – for 2 year
25,9% - from the 3rd year		 -
30% 0,99% – for 2 year
25,9% - from the 3rd year		 -
40% 0,01% – for 2 year
21,9% - from the 3rd year		 -
50% 0,01% – for 2 year
15,9% - from the 3rd year		 **0,99% – for 3 year
25,9% - from the 4th year
60% 0,01% – for 2 year
5,9% - from the 3rd year		 0,01% – for 3 year
9,9% - from the 4th year
Fee 0%, * 1,9%, **1%
* A grace period is a loan period of up to 3 years.
Advance payment 12 months 24 months 36 months 48 months 60 months
20% 3,5% 7,5% 9,5% 10,5% 11%
30% 2,0% 6,5% 8,5% 10% 10,5%
40% 0,01% 5,0% 6,5% 9,0% 9,5%
50% 0,01%* 2,5% 3,0% 7,0% 8,0%
60% 0,01%* 0,01% 1,5% 4,0% 4,5%
70% 0,01%* 0,01%* 0,01%* 0,01% 1,5%
Fee *0%, 1,5% 0%
First installment 12 months 24 months 36 months 48 months 60 months
20% 6.0% 10.5% 12.0% 13.0% 13.5%
30% 5.0% 9.5% 11.5% 12.5% 13.0%
40% 3.0% 8.5% 10.5% 11.5% 12.0%
50% 0.5% 7.0% 9.0% 10.5% 11.0%
60% 0.01% 4.5% 7.0% 8.5% 9.5%
70% 0.01%* 0.50% 3.50% 5.5% 6.5%
One-time fee of the loan amount 1.5%,*0.0% 0%
СASCO - 4,5 %
Down-payment 60 months
20% 0.01% for 2 years
25.9% from the 3rd year
30% 0.01% – for 2 years
22.9% from the 3rd year
40% 0.01% – for 2 years
15.9% – from the 3rd year
50% 0.01% for 2 years
19.9% from 3rd year
60% 0.01%
One-off fee of the loan amount 0%
The program terms apply to the Škoda model range: “Škoda Karoq”, “Škoda Kamiq”, “Škoda Scala”.

Terms of lending for new cars

Down-payment from 20% of the car price
Loan tenor 1-5 years
Interest rate 0.01- 25,9% per annum
Loan amount from 100 000 to 5 000 000 UAH
One-off loan issuance fee 0 - 1.9% of the loan amount
Loan repayment scheme annuity
Collateral type car on loan
CASCO insurance in insurance companies accredited by the Bank (annually) 4.5% of the collateral value

Are you interested in purchasing a used car?

To learn more about the terms and conditions for a used car loan click here:

Go to terms and conditions