Corporate card for individual entrepreneurs and legal entities

– money for business trips and company expenses. An electronic instrument which replaces company checkbooks and provides access to account funds 24/7 regardless of the bank’s operating hours.

What is the Corporate plastic card card used for

Main company expenses (purchase of goods, payments to suppliers).
Representation expenses (official receptions, cultural programs).
Administrative expenses (stationery, office equipment, furniture, gasoline, etc).
Travel expenses in Ukraine and abroad (booking of hotel rooms, ticket purchases, car rental, etc).

Card types

Digital classic card

Virtual card is issued for free at the time of account opening or, if you wish, in Privat24 for Business mobile app.

Open the card
New terms

Digital Platinum card

A premium business card which opens access to extra services: Concierge service, insurance program, free admission to business lounges, solutions for cost and control and management , discounts and offers for business process management, Visa marketing services.

Open the card All offers

Digital card Business GO

A free business card - joint program of PrivatBank, Visa and WOG. With this card you will get extra discounts to the PRIDE loyalty program for every liter of fuel at the WOG gas station network.

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Instant-issued plastic card

Plastic business cards are provided for free at any bank branch and are assigned to a company account via Privat24 for Business app.

List of branches

World card

A paid business card with enhanced security. The card is distinguished by its design and has a cardholder photo on the backside. The service package includes offers from payment systems and the bank partners (some offers are temporarily suspended during the wartime).

Order the card
New terms

Platinum Business card

A premium plastic business card which opens access to extra services: Concierge service, insurance program, free admission to business lounges, solutions for cost control and management , discounts and offers for business process management, Visa marketing services.

Order the card All offers

Offers for cardholders of the World card with a photo

Mastercard business lounges: free admission to Mastercard Lounge for flights around Ukraine.
Fast Line Mastercard at airports: you can pass the security check without queuing at “Boryspil” (gates D and F) and “Kyiv” airports.

Rates

Currency UAH, USD, EUR
Instant-issued card Opening separately is not charged
Digital card issuance separately is not charged
Issuance of World* card with a photo* Business Standard
Package		Business Comfort
Package		Business Pro
Package
UAH 150 UAH 100 UAH 50
Platinum card issuance separately is not charged separately is not charged separately is not charged
Platinum card - monthly servicing UAH 50/month UAH 50/month separately is not charged
Fee for withdrawal of own funds in Ukraine 1%, For IT Expert - separately is not charged
Fee for withdrawal of own funds abroad 2%
Additional fee for withdrawal of own funds at PrivatBank cash points - over UAH 100 thousand from one card without a prior cash order (charged from the amount exceeding UAH 100 thousand) 0.25%
Fee for cash withdrawal at the cash desk without having the card UAH 0.2% UAH 5 min
Fee for printing a card balance receipt at an ATM and SST separately is not charged
Fee for payment of goods/services in retail networks and on the Internet separately is not charged
Fee for a card payment to: - card for payments and Internet cards, for non-targeted top-up as part of the salary project and mass payments 0.5% of the amount, for IT Expert - separately is not charged
Fee for withdrawal of funds from credit limit in Ukraine and abroad 3%
Fee for withdrawal of funds from “Entrepreneurial” credit limit in Ukraine and abroad 4%
Fee for a card payment from credit limit (excluding payments in retail networks) 3%
Fee for making a card payment from “Entrepreneurial” credit limit, (excluding payments in retail networks) 4%
Liability for violation of monetary obligations pursuant to Art. 625 Civil Code of Ukraine 40.5%
Penalty for untimely debt repayment on unauthorized overdraft the NBU double rate/td>
Card/account transfers to another bank Payment rate
Utilities and other payments Payment rate
Show all
* If paid from the company account or the account of an individual entrepreneur in Privat24 for Business.
* All fees are indicated excluding VAT, the fees are charged in hryvnia equivalent at the NBU exchange rate on the debit date.

Template of the Application for Joining the Terms and Conditions for an Individual Entrepreneur

Template of the Application for Joining the Terms and Conditions for a Legal Entity

Template of the Application for joining the Terms and Conditions for an Individual Providing Independent Professional Activities

Benefits of Corporate cards

for you and your business
for employees
Access to your funds (in hryvnia, euro, US dollar) 24/7.
Funds are automatically transferred to the company account and the Corporate card.
Business activities are transparent: funds debited from the account are considered as reported and reimbursed pursuant to the applicable laws of Ukraine.
Cashless payments for products and services at retail service points around the world are without additional fees.
Cash withdrawal at ATMs of all the Ukrainian banks at a single rate.
No need to buy foreign currency for business trips abroad: money on the card is automatically converted at the PrivatBank exchange rate.
The card is controlled in Privat24: change limits, lock/unlock the card, order new cards, check your balance and generate statements.

Frequently asked questions

How to check balance on the Corporate card?

You can easily check the card balance in any of the following ways:

  • send SMS* to 10060. The SMS text: XXXX where “XXXX” are the last 4 digits of your card number;
  • at an ATM or a self-service terminal;
  • in Privat24;
  • call 3700

* The SMS cost is charged pursuant to the rates of your mobile operator.

How to activate the Corporate card?

For the security purposes, the Corporate card you receive is not activated. Before you start using the card, change its PIN code at an ATM or in Privat24 services).

How to top up Corporate cards?

Top up Corporate cards easily and 24/7 in any of the following ways:

  • via Privat24;
  • in cash at a cash desk of any bank;
  • via self-service terminals of any bank;
  • call 3700;
  • create register top-up on the bank’s website;
  • set an automatic top-up.

What operations are available for the currency Corporate card?

  • Withdraw cash abroad to pay for business trips.
  • Pay cashless abroad for representation and operating expenses related to maintenance and stay of air, sea and auto vehicles outside Ukraine.

What is the difference between the instant-issued Corporate card and the World-class Corporate card?

The World-class card is issued with a photo and the name of its cardholder. These cardholders take part in the Discount Club and the Mastercard Lounge programs.

How to receive a plastic Corporate card?

You can receive the plastic Corporate card at any branch and add it to the open account in Privat24 for Business.

How to open the virtual Corporate card on the account?

You can open the virtual Corporate card on the account via Privat24 for Business, in the “Cards” menu.

What is the maximum possible cash withdrawal limit for the Corporate card?

Corporate cards have the following standard cash withdrawal limits:

  • at an ATM – UAH 60 thousand per 24 hours, and not more than UAH 20 thousand per 3 hours;
  • at a cash desk – UAH 300 thousand per 24 hours.

You can increase the standard limit in Privat24 or contact the “Help Online” chat at: pb.ua/chat. Warning! The cash withdrawal limit at an ATM for UAH 20 thousand per 3 hours cannot be changed.

Which card limits can be changed?

The card limits can be changed both for one operational day and permanently. The basic limits can be changed only by the customer or, within the functional scope,  by an authorized person of the customer legal entity (resident) in the Internet bank.

How to lock or unlock the Corporate card?

You can lock or unlock the Corporate card in one of the following ways:

  • via Privat24 in “My Accounts” menu → “Lock/Unlock cards”;
  • use “SMS Banking” mobile app or send the SMS command;
  • call 3700 (free from mobile);
  • at a PrivatBank ATM, in the “Card Operations” menu → “Additional Services” → “Lock/Unlock the card”;
  • at any PrivatBank branch.

Can I pay with the Corporate card on the Internet?

Yes, you can pay with the Corporate card. For this you should open the card for internet transactions in Privat24.