AutoClick

Car loans without visiting the bank. Decisions in just a few minutes. All signatures and payments are right on your smartphone. One click—and you’re already at the wheel of your new car.

Go to Privat24

Complete your purchase in-store or online

Why walk when you can drive?

No need to visit a branch with AutoClick. Just a few clicks in the app, and you’re ready to pick up your car.

Clear breakdown

Select the car brand and model in the app or in an online inventory of our partners. You'll immediately see a clear breakdown: the payment amount, insurance, and taxes.

Flexible insurance payment options

Choose an insurance company and a comprehensive insurance plan that suits your needs. It’s up to you whether to pay for the insurance upfront or add it to your monthly payment to avoid s

5-minute credit decision

Get a loan approved fast and enjoy your test drive. Get the bank's green light and sign your documents right on your smartphone with the SmartID

How to get a car loan via AutoClick

Select a car and terms

Find a loan program in the Privat24 app or a car in an online inventory of our partners. Specify the car’s price, loan term, and a down payment that works for you. Get a preliminary decision from the bank in just 5 minutes.

Complete your purchase in-store

If the car is from an online inventory, the information is automatically transferred to Privat24. If not, download the invoice from the dealership. Sign the purchase agreement with the dealership. You can conveniently make the down payment and any additional payments right in the app.

Apply for a loan online

Sign your loan agreement and insurance policy on your smartphone using SmartID. It's as fast and secure as signing with a pen.

Get the keys

The paperwork is done. Pick up your new car at the dealership and register it.

Apply for a Car loans online

Apply for a Car loans online

Now you can apply for a loan right from your smartphone. There are two options depending on where you found your dream car:

  • From an online inventory (instantly and paperless): We are integrated with dealers so you can choose a car and apply for a loan either on the partner’s website or directly in the Privat24 app. In this case, no invoice is needed—the AutoClick automatically receives all the data. You simply submit the application in a few clicks, and the bank transfers the funds to the dealership.
  • From a regular car dealership (traditional way): If the dealer does not yet have an online inventory or integration with the bank, the application is still submitted through Privat24. However, to do this, you must first visit the dealership, obtain a paper invoice, and upload it yourself when applying for the loan.
You can use AutoClick when purchasing a car from the bank’s partners who are connected to the fast loan program in Privat24.
Go to Privat24 List of partners

Video tutorial how to use AutoClick

Download Privat24 and apply via AutoClick

Приват24 at PlayMarket
Приват24 at AppStore
Приват24 at AppGallery

NOTICE

What are the possible consequences for the customer for using a banking service or not fulfilling the obligations under the agreement on the provision of service for this banking service?

If the customer fails to fulfill the contractual obligations, the bank, pursuant to the terms of the concluded agreement and the Ukrainian applicable law, has the right to require the customer to reimburse for the incurred losses in the form of a penalty (fine).

Can the bank require a customer to purchase products not included in the package of banking services?

The bank is prohibited from requiring the customer to purchase any products or services of the bank, its affiliates or related parties as an obligatory prerequisite for the consumer lending service (excluding the provision of the banking service package).

How to opt out of advertising materials through remote communication channels?

To opt out of advertising materials call 3700 or contact the Help Online chat.

Does the customer have the right to withdraw from the agreement?

The customer can withdraw from the loan agreement within 14 calendar days from the agreement execution date (in the case of withdrawal from this agreement, the customer shall pay the interest for the period from the day when funds are received until the day when these funds are repaid, at the interest rate established by this agreement. The customer shall also execute all the actions stipulated by the Law of Ukraine “On Consumer Lending” or the agreement). The right to withdraw from the agreement shall not be applied in the case of entering into a notarized pledge agreement to secure the fulfillment of obligations under the loan agreement.

Does the bank have the right to amend the contract?

The bank does not have the right to unilaterally amend the contracts concluded with customers unless otherwise set forth in the agreement or stipulated by law.

What are the conditions for termination of the agreement in pre-term?

The customer can repay the loan in pre-term. Punitive sanctions for loan repayment in pre-term are not provided.

Can the customer, upon the contract termination, obtain a certificate confirming that the parties fulfilled their contractual obligations?

Upon the termination of the contract on the provision of the banking service (in connection with the contract expiration, termination or fulfillment of the obligations) the customer has the right to request the bank to provide the certificate on the fulfillment of contractual obligations by the parties, inter alia, the information (certificate) on the absence of debt and fulfillment by the customer of contractual obligations in full. The bank provides the certificate either in paper or electronic form (at the customer’s choice) within five business days from the request date. The customer may on his/her own order the electronic document (the certificate) via Privat24. In the Services menu: “Services – Certificates – Standard Certificates” then select the certificate from the list: “Certificates on Card/Account Closure” / “Certificate on Loans” / “Certificate on Present / Absent Debt in the Bank”. The customer can also visit the bank branch and obtain the certificate on paper pursuant to the current rates of the bank.

Public Agreements

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Public Agreements

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