Cars with mileage, without collateral

Preliminary decision-making on lending takes 2 minutes.
Minimum documents and safe purchase of used cars.
Advance payment 60 months
from 10% 29%
25%
For customers with designated deposits
Fee 0%

Terms for lending for cars, with mileage

Down-payment from 10%
Loan tenor from 1 to 5 years
Interest rate 25% - 29% per annum
Loan amount from 200 000 tо 1 000 000 annum
One-off loan issuance fee 0%
Loan repayment scheme annuity
Collateral type without collateral

Are you interested in purchasing a new car?

To learn more about the terms and conditions for a new car loan click here:

Get to terms and conditions

Public Agreements

Public Agreements

Public Agreements
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NOTICE

What are the possible consequences for the customer for using a banking service or not fulfilling the obligations under the agreement on the provision of service for this banking service?

If the customer fails to fulfill the contractual obligations, the bank, pursuant to the terms of the concluded agreement and the Ukrainian applicable law, has the right to require the customer to reimburse for the incurred losses in the form of a penalty (fine).

Can the bank require a customer to purchase products not included in the package of banking services?

The bank is prohibited from requiring the customer to purchase any products or services of the bank, its affiliates or related parties as an obligatory prerequisite for the consumer lending service (excluding the provision of the banking service package).

How to opt out of advertising materials through remote communication channels?

To opt out of advertising materials call 3700 or contact the Help Online chat.

Does the customer have the right to withdraw from the agreement?

The customer can withdraw from the loan agreement within 14 calendar days from the agreement execution date (in the case of withdrawal from this agreement, the customer shall pay the interest for the period from the day when funds are received until the day when these funds are repaid, at the interest rate established by this agreement. The customer shall also execute all the actions stipulated by the Law of Ukraine “On Consumer Lending” or the agreement).

The right to withdraw from the agreement shall not be applied in the case of entering into a notarized pledge agreement to secure the fulfillment of obligations under the loan agreement.

Does the bank have the right to amend the contract?

The bank does not have the right to unilaterally amend the contracts concluded with customers unless otherwise set forth in the agreement or stipulated by law.

What are the conditions for termination of the agreement in pre-term?

The customer can repay the loan in pre-term. Punitive sanctions for loan repayment in pre-term are not provided.

Can the customer, upon the contract termination, obtain a certificate confirming that the parties fulfilled their contractual obligations?

Upon the termination of the contract on the provision of the banking service (in connection with the contract expiration, termination or fulfillment of the obligations) the customer has the right to request the bank to provide the certificate on the fulfillment of contractual obligations by the parties, inter alia, the information (certificate) on the absence of debt and fulfillment by the customer of contractual obligations in full. The bank provides the certificate either in paper or electronic form (at the customer’s choice) within five business days from the request date.

The customer may on his/her own order the electronic document (the certificate) via Privat24. In the Services menu: “Services – Certificates – Standard Certificates” then select the certificate from the list: “Certificates on Card/Account Closure” / “Certificate on Loans” / “Certificate on Present / Absent Debt in the Bank”.

The customer can also visit the bank branch and obtain the certificate on paper pursuant to the current rates of the bank.